Keep your cash.
A surety bond that replaces all or part of your cash deposit, so your money stays yours until closing.
Your deposit is due right after acceptance.
Then it sits in trust until closing. That's money you could use for the down payment, closing costs and the move.
DepositGuard replaces
all or part of it.
- You keep your cash until closing
- The bond protects the seller
- Backed by an A-rated insurer
A deposit surety bond. It isn't insurance for the buyer.
Same deposit. Very different cost.
Example: good credit, income and savings verified. 1% of a $10,000 surety ($100) plus a $150 policy fee.
Minutes, all online.
Quote
About a minute. No name or credit check.
Apply
About 5 minutes. A soft credit check that doesn't affect your score.
Approved
Usually in 1 business day, good on any offer for 120 days.
Accepted
The listing side accepts the bond online.
You don't pay until your offer is accepted.
Then it's a single, one-time charge.
Resale, new builds and pre-construction.
Resale
Use it on any offer while your approval is valid.
New builds
The builder, like any seller, decides whether to accept it.
Pre-construction
Keep cash free during a long wait to closing.
From $10,000 to $250,000, up to 10% of the purchase price. For Canadian citizens and permanent residents, outside Quebec.
The bond protects the seller.
If the buyer doesn't close, the seller can claim on the bond after a claim review, up to the bond amount.
The buyer then repays SecureMyOffer as agreed.
1-833-766-2329 · Monday to Friday, 9 to 5 ET
DepositGuard Surety is underwritten by Accelerant Insurance Company of Canada, rated Excellent by AM Best. Not available in Quebec.